New Mexico Auto Insurance Lawyers

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Is An Insurance Company Obligated To Issue Me An Automobile Insurance Policy?
No. Automobile insurance providers are not obligated to offer coverage to all applicants. Each company has its own underwriting requirements and, therefore, may decline an application if it does … more
Can I Be Added To My Parents' Automobile Insurance?
If you drive a family car, you can be added to your parents` policy; however, the cost of the policy will increase. If you have your own automobile, your parents` company may sell you a separate … more
Will My Rates Go Up Or Will I Lose My Insurance If I Am Involved In An Accident Or Get A Ticket?
If you are not at fault in an accident, your insurance should not be affected. If you are at fault, get a ticket for a moving violation, or are involved in an expensive collision claim, the company … more

What are 'Acts of God' clauses in insurance policies?
Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has … more