Travel insurance includes policies that cover health as well as the loss of personal items. Policies that cover health care needs can help assure that if a person becomes ill while in a distant locale, he or she can receive the best available care. Policies that cover loss of personal items can be a life saver. When luggage is lost by an airline, when a wallet or travelers checks are lost or stolen, or when purchased goods are lost or damaged, travel insurance will often pay a benefit and provide access to cash. This is particularly helpful when traveling abroad.

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