Motorcycle insurance is a form of auto coverage specifically for riders of two-wheeled vehicles. Many states require this specific type of insurance. While the policies are in many ways similar to automobile coverage policies, they may contain riders and limitations related to safe usage of the vehicle, the wearing of a helmet and other protective gear and certain other exclusions from coverage that would not be in a standard auto policy. Motorcycle insurance is a wise choice even if not required by state law, since the chances of injury are probably greater than for other types of vehicles.

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