Frequently Asked Questions

• What is a loan modification, and how will it help me with my mortgage?
    A loan modification occurs when a homeowner enters into an agreement with his or her mortgage loan servicer to change the terms of the mortgage. The goal of a loan modification is to … more
• How do I know if I am eligible for a loan modification under the “Making Home Affordable" Plan?
  You may be eligible if: • You are the owner occupant of a one to four unit home, • The loan on your property is owned or securitized by Fannie Mae or Freddie Mac (Don't know? See below), … more
• What supporting documentation do I need to provide to get a loan modification?
  There may be certain information required by your lender that varies depending on the particular loan modification program for which you are applying.  However, generally it will help your … more

Legal Guides

• Loan Modification Fact Sheet (HUD)
  This fact sheet from the Department of Housing and Urban Development explains loan modification … more
• Partial Claim Fact Sheet (HUD)
  This fact sheet from the Department of Housing and Urban Development explains the Partial Claim … more
• Special Forbearance Fact Sheet (HUD)
  This fact sheet by the Department of Housing and Urban Development explains a homeowner's option … more
• Making Home Affordable Fact Sheet
  This fact sheet describes the Obama administration's Making Home Affordable program including … more

Top Related Loan Modification Topics

• Loan Default Litigation
• Loan Workouts

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