Auto Insurance
Auto insurance is required by most states for people who wish to drive a car. Proof of this coverage is often required to renew a driver’s license. Since the cost of accidents is often major, state governments believe that a person driving without auto insurance poses a definite risk to others. If he or she is without a policy and is involved in an accident where others are injured or property is damaged, often he or she cannot even begin to pay fore the costs.
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Frequently Asked Questions
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Is An Insurance Company Obligated To Issue Me An Automobile Insurance Policy?
No. Automobile insurance providers are not obligated to offer coverage to all applicants. Each company has its own underwriting requirements and, therefore, may decline an application if it does … more -
Can I Be Added To My Parents' Automobile Insurance?
If you drive a family car, you can be added to your parents` policy; however, the cost of the policy will increase. If you have your own automobile, your parents` company may sell you a separate … more -
Will My Rates Go Up Or Will I Lose My Insurance If I Am Involved In An Accident Or Get A Ticket?
If you are not at fault in an accident, your insurance should not be affected. If you are at fault, get a ticket for a moving violation, or are involved in an expensive collision claim, the company … more
Legal Guides
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2008 Comparison of Insurance Laws (Automobiles)
This booklet, published by the National Highway Traffic Safety Administration, provides … more
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